8:00 - 5:00

Hours of Operation: Mon. - Fri.




401k Retirement Plan Services

401k Retirement Plan Services

401K Retirement Plan Services

Like 61 million other Americans, you have a retirement savings account available to you through your employer. Whether it’s a 401(k), 403(b), 457, SEP IRA or another plan, it allows you to set aside money on a pre-tax basis today and you can withdraw your money in retirement and pay the income taxes then. Many employers match a portion of what their workers contribute as well. It’s a winning proposition with one major problem. The people who hold these types of investment accounts typically don’t have the financial background or training to make the best decisions regarding them. The employer tries to provide information to the employee, but it is never personalized. That’s where 401K retirement plan services from Macino Financial come into play.

How Our 401k Retirement Plan Services Work

In August 2015, as part of our 401K retirement plan services, Macino Financial began offering a unique tool called 401kPlanPro to help people optimize their 401(k) retirement plans. Over the years, we have seen first-hand the impact that a well-managed retirement savings plan have. Unfortunately, in many cases, the opposite is also true. With this tool, you receive comprehensive retirement planning advice based on the following factors:

  • The number of years you plan to work before retirement
  • Your tolerance for risk
  • Your own investment philosophy

Along with a list of your employers retirement plan investment options, 401K Plan Pro will recommend which investment option is best for you and enrollment is easy – just complete several forms to get started. This allows us to give you immediate personalized advice in addition to ongoing recommendations. It involves completing a risk tolerance questionnaire and listing your preferred investment choices. With these 401(k) retirement plan services, you have uninterrupted access to your past and current investment recommendations online.

Benefits of Enrolling in the Program

As a participant in the 401kPlanPro, you receive buy/sell line recommendations at regular intervals. This tells you whether now is a good time to participate in the stock market based entirely on market ratios and mathematical equations. It allows you to avoid making a hasty decision you might regret based on emotion alone. Another benefit of the program is that it improves your ability to avoid major downturns in the market by switching to low-risk or cash investments during these times.

The plan will give you quarterly updates on what needs to be re-balanced.  This software program continually analyzes asset categories and turnover as well as fund performance and managers. At the same time, you receive expert advice from someone who has made a career of financial investment counseling.

Retirement. Your vision. Our passion.

Contact Us Today
Skip to content
The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. State registration is not an endorsement of the firm by the Commission and does not mean that the adviser has attained a specific level of skill or ability. All investment strategies have the potential for profit or loss. Changes in investment strategies, economic conditions, contributions or withdrawals may significantly alter a portfolio’s performance.
There is no guarantee that any specific investment or strategy will be suitable or profitable for a particular client. Past performance is no guarantee of future success. None of the content should be viewed as an offer to buy or sell, or as a solicitation of an offer to buy or sell the securities discussed.
Information on this website does not involve the rendering of personalized investment advice but is limited to the dissemination of general information on products and services.