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Our Difference

Our Difference

As Investment Advisor Representatives (IAR), Macino Financial Services offers professional, down-to-earth advice so you can make the best financial decisions for you and your family. Our primary objective is to educate you about your retirement options and develop a retirement income plan for retirement.

If you have worked with a Registered Investment Advisor (RIA) in the past, we understand that you may feel confused about the differences between an IAR and RIA. We address some of the biggest differences below.

IARs Are More Objective

Macino Financial operates independently, which means that we do not represent specific companies and have no incentive to promote one product or service over another.

As an IAR, Macino Financial Services is a fee based investment advisor.  This means he receives compensation based on a percentage of each client’s manages portfolio of assets. Our compensation increases as you earn money and decreases if you lose it. Not only does this avoid a conflict of interest, it motivates us to be personally invested in your success.

As IARs, we have a fiduciary duty to act in the best interests of our clients 100% of the time and always make your needs our top priority.

Helping You Define and Meet Your Goals

Whether you’re just starting to plan for retirement, plan to retire in a few years, or need help choosing the best portfolio for wealth management, MFS is here to help.

We trust that you have done your research and already have a good idea of what you would like to achieve. Although Macino Financial has proprietary investment strategies, meaning funds managed by specific money manager owned by the firm, we only recommends these if doing so would be the best investment decision for you.

We present information to you in a straightforward manner while considering your individual tolerance for risk. For example, we might recommend a small return for clients averse to risk and a high return yet riskier fund for those comfortable with uncertainty.

Your retirement is your vision and our passion

We are highly knowledgeable in the financial service arena and work with you to set up and manage your 401K, IRA, or other retirement plan based on facts instead of emotion. We care about our clients and follow up with them regularly to see if there is anything else we can do today and help them plan for tomorrow.

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The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. State registration is not an endorsement of the firm by the Commission and does not mean that the adviser has attained a specific level of skill or ability. All investment strategies have the potential for profit or loss. Changes in investment strategies, economic conditions, contributions or withdrawals may significantly alter a portfolio’s performance.
There is no guarantee that any specific investment or strategy will be suitable or profitable for a particular client. Past performance is no guarantee of future success. None of the content should be viewed as an offer to buy or sell, or as a solicitation of an offer to buy or sell the securities discussed.
Information on this website does not involve the rendering of personalized investment advice but is limited to the dissemination of general information on products and services.