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College Planning

College Planning

College Planning – Preparing for the Future

Many financial advisors know how to advise their clients on how to save for college. But only a very small percentage of advisors have become well versed on how to counsel their clients who have a child in high school on how they can utilize a customized late-stage college funding plan to reduce their out-of-pocket college costs by potentially tens of thousands of dollars.

This e-book presents several strategies for how to plan for your child’s college education now. Learn:

  1. How financial aid eligibility is calculated
  2. How assets are calculated in college aid formulas
  3. Expected Family Contribution (EFC) formula
  4. Strageies for increasing financial aid
  5. Savings strategies
  6. How to strategically use a 529 plan

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Investment advisory services offered through Virtue Capital Management, LLC (VCM), a registered investment advisor. VCM and Macino Financial Services are independent of each other. For a complete description of investment risks, fees and services, review the Virtue Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Virtue Capital Management.

 The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

Information provided is not intended as tax or legal advice, and should not be relied on as such.  You are encouraged to seek tax or legal advice from an independent professional.

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The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. State registration is not an endorsement of the firm by the Commission and does not mean that the adviser has attained a specific level of skill or ability. All investment strategies have the potential for profit or loss. Changes in investment strategies, economic conditions, contributions or withdrawals may significantly alter a portfolio’s performance.
There is no guarantee that any specific investment or strategy will be suitable or profitable for a particular client. Past performance is no guarantee of future success. None of the content should be viewed as an offer to buy or sell, or as a solicitation of an offer to buy or sell the securities discussed.
Information on this website does not involve the rendering of personalized investment advice but is limited to the dissemination of general information on products and services.