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The Truth About When to Begin Taking Social Security

The Truth About When to Begin Taking Social Security

The Truth About When to Begin Taking Social Security

With so many Americans reaching the early retirement age of 62, the question of when to begin taking Social Security benefits has never been more on the mind of “sixty-somethings.”

Many “online calculators” attempt to give simple answers to this pressing question; the truth is that there are so many factors to consider that relying solely on an online calculator to provide a meaningful answer is unwise.

Each of the 6 factors below are discussed in detail in this e-book. Complete the form to request your copy now.

  1. The Social Security Surrender Penalty
  2. Do you currently need the income from Social Security benefits?
  3. How are taxes on Social Security benefits calculated?
  4. Will you want or need to continue working after you begin to take Social Security benefits?
  5. What impact will retirement account Required Minimum Distributions have on your taxable retirement income?
  6. Longevity – What is your family history?  What is your health history?

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Investment advisory services offered through Virtue Capital Management, LLC (VCM), a registered investment advisor. VCM and Macino Financial Services are independent of each other. For a complete description of investment risks, fees and services, review the Virtue Capital Management firm brochure (ADV Part 2A) which is available from your Investment Advisor Representative or by contacting Virtue Capital Management.

 The content of this website is provided for informational purposes only and is not a solicitation or recommendation of any investment strategy. Investments and/or investment strategies involve risk including the possible loss of principal. There is no assurance that any investment strategy will achieve its objectives.

Information provided is not intended as tax or legal advice, and should not be relied on as such.  You are encouraged to seek tax or legal advice from an independent professional.

David Macino and/or Macino Financial are not affiliated with or endorsed by the Social Security Administration or any other government agency.

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The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. State registration is not an endorsement of the firm by the Commission and does not mean that the adviser has attained a specific level of skill or ability. All investment strategies have the potential for profit or loss. Changes in investment strategies, economic conditions, contributions or withdrawals may significantly alter a portfolio’s performance.
There is no guarantee that any specific investment or strategy will be suitable or profitable for a particular client. Past performance is no guarantee of future success. None of the content should be viewed as an offer to buy or sell, or as a solicitation of an offer to buy or sell the securities discussed.
Information on this website does not involve the rendering of personalized investment advice but is limited to the dissemination of general information on products and services.